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Nudge : The Final Edition

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Nominated for Malcolm Gladwell, Susan Cain, Adam Grant, and Daniel H. Pink¡¯s Next Big Idea Club

¡°A cultural phenomenon [that] finally brought behavioral economics into the mainstream . . . This version of the book is chock-full of new ideas. . . . Since the pandemic began, governments and companies around the world have had to think creatively about how to nudge people to wear masks, socially distance, and get vaccinated. And we¡¯ve seen a lot of creative campaigns that adopt strategies outlined in Nudge.¡± ¡ªNPR¡¯s Planet Money

¡°Few books can be said to have changed the world, but Nudge did. The Final Edition is marvelous: funny, useful, and wise.¡± ¡ªDaniel Kahneman, #1 New York Times bestselling author of Thinking, Fast and Slow

¡°Nudge should be required reading for anyone who aspires to run a country, lead a company, raise a child, or make a choice. It¡¯s the gold standard for using behavioral science to guide decisions and policies, and the new edition is even better than the original.¡± ¡ªAdam Grant, #1 New York Times bestselling author of Think Again and host of the TED podcast WorkLife

¡°Nudge has changed the way we think about both business¡¯s and society¡¯s biggest problems. The Final Edition is full of new insights and well worth reading.¡± ¡ªEric Schmidt, former CEO of Google

¡°We used the core principles of Nudge when designing our protocols for resuming play during the pandemic. This new edition provides a refreshed set of practical concepts and strategies to influence decision-making for good.¡± ¡ªAdam Silver, NBA commissioner

¡°If you¡¯ve read Nudge and think you fully grasp the concept and its uses, you are mistaken. The new edition significantly deepened my understanding of what nudges are and how they can be employed. It truly is a must-read.¡± ¡ªRobert Cialdini, New York Times bestselling author of Influence

¡°Revolutionary. Once you¡¯ve read it, you start seeing the evidence everywhere. Evidence that economic orthodoxy is woefully out of date, that as humans we¡¯re not always rational, and that in every bit of architecture, design, and economic choice, we are ALWAYS being nudged in some way. Once we see and accept that, we can ask how we can make better choices. This book points us in the direction. It changes the way you see the world¡ªthis edition even more so.¡± ¡ªDavid Byrne, musician

¡°In the spirit of Donald Norman¡¯s The Design of Everyday Things . . . Thaler and Sunstein deliver a spirited argument to enable well-informed people to overcome various biases and ¡®probabilistic harms¡¯ to do what is best for them and, in the present case, their fellow ¡®American Humans.¡¯ . . . Students of design, politics, economics, and many other fields will delight in these provocative discussions.¡± ¡ªKirkus Reviews

Acclaim for the original edition of Nudge

¡°Nudge has changed the world. You may not realise it, but as a result of its findings you¡¯re likely to live longer, retire richer and maybe even save other people¡¯s lives.¡± ¡ªThe Times (London)

¡°Probably the most influential popular science book ever written.¡± ¡ªBBC Radio 4

¡°One of the few books . . . that fundamentally changed the way I think about the world.¡± ¡ªSteven D. Levitt, coauthor of Freakonomics

¡°Engaging and insightful . . . The conceptual argument is powerful, and most of the authors¡¯ suggestions are common sense at its best. . . . For that we should all applaud loudly.¡± ¡ªThe New York Times Book Review

¡°An essential read . . . The book isn¡¯t only humorous, it¡¯s loaded with good ideas that financial-service executives, policy makers, Wall Street mavens, and all savers can use.¡± ¡ªThe Boston Globe

¡°This book is terrific. It will change the way you think, not only about the world around you and some of its bigger problems, but also about yourself.¡± ¡ªMichael Lewis, author of Moneyball and Liar¡¯s Poker

¡°This gem of a book . . . is a must-read for anyone who wants to see both our minds and our society working better. It will improve your decisions and it will make the world a better place.¡± ¡ªDaniel Kahneman, Nobel Prize£¿winning author of Thinking, Fast and Slow

¡°Utterly brilliant . . . Nudge won¡¯t nudge you¡ªit will knock you off your feet.¡± ¡ªDaniel Gilbert, author of Stumbling on Happiness

¡°Nudge is as important a book as any I¡¯ve read in perhaps twenty years. It is a book that people interested in any aspect of public policy should read. It is a book that people interested in politics should read. It is a book that people interested in ideas about human freedom should read. It is a book that people interested in promoting human welfare should read. If you¡¯re not interested in any of these topics, you can read something else.¡± ¡ªBarry Schwartz, The American Prospect

¡°Engaging, informative, and thoroughly delightful.¡± ¡ªDon Norman, author of The Design of Everyday Things and The Design of Future Things

¡°A wonderful book: more fun than any important book has a right to be¡ªand yet it is truly both.¡± ¡ªRoger Lowenstein, author of When Genius Failed

¡°Save the planet, save yourself. Do-gooders, policymakers, this one¡¯s for you.¡± ¡ªNewsweek

¡°Great fun to read . . . Sunstein and Thaler are very persuasive.¡± ¡ªSlate

¡°Nudge helps us understand our weaknesses, and suggests savvy ways to counter them.¡± ¡ªThe New York Observer

¡°Always stimulating . . . An entertaining book that also deeply informs.¡± ¡ªBarron¡¯s

¡°Entertaining, engaging, and well written . . . Highly recommended.¡± ¡ªChoice

¡°This Poor Richard¡¯s Almanack for the 21st century . . . shares both the sagacity and the witty and accessible style of its 18th-century predecessor.¡± ¡ªLaw and Politics Book Review

¡°There are superb insights in Nudge.¡± ¡ªFinancial Times

¸ñÂ÷

Chapter Page
Preface to the Final Edition xi
Introduction 1
Part I Humans and Econs
1. Biases and Blunders 23
2. Resisting Temptation 49
3. Following the Herd 64
Part II The Tools of the Choice Architect
4. When Do We Need a Nudge? 91
5. Choice Architecture 103
6. But Wait, There's More 130
7. Smart Disclosure 137
8. #Sludge 151
Part III Money
9. Save More Tomorrow 179
10. Do Nudges Last Forever? Perhaps in Sweden 198
11. Borrow More Today: Mortgages and Credit Cards 218
12. Insurance: Don't Sweat the Small Stuff 236
Part IV Society
13. Organ Donations: The Default Solution Illusion 253
14. Saving the Planet 281
Part V The Complaints Department
15. Much Ado About Nudging 311
Epilogue 335
Acknowledgments 340
Notes 341
Index 357

º»¹®Áß¿¡¼­

Common "Nudges"

1. The design of menus gets you to eat (and spend) more. For example, lining up all prices on either side of the menu leads many consumers to simply pick the cheapest item. On the other hand, discretely listing prices at the end of food descriptions lets people read about the appetizing options first¡¦; and then see prices.

2. "Flies" in urinals improve, well, aim. When Amsterdam's Schiphol Airport was faced with the not uncommon issue of dirty urinals, they chose a unique solution: by painting "flies" in the (center of) commodes, men obligingly aimed at the insects, reducing spillage by 80 percent.

3. Credit card minimum payments affect repayment schedules. Among those who only partially pay off credit card balances each month, the repayment level is correlated with the card's minimum payment ¡ª in other words, the lower the minimum payment, the longer it takes a consumer to pay off the card balance.

4. Automatic savings programs increase savings rate. All over the country, companies are adopting the Save More Tomorrow program: firms offer employees who are not saving very much the option of joining a program in which their saving rates are automatically increased whenever they get a raise. This plan has more than tripled saving rates in some firms, and is now offered by thousands of employers.

5. "Defaults" can improve rates of organ donation. In the United States, about one£¿third of citizens have signed organ donor cards. Compare this to Austria, where 99 percent of people are potential organ donors. One obvious difference? Americans must explicitly consent to become organ donors (by signing forms, for example) while Austrians must opt out if they do not want to be organ donors.

Ã¥¼Ò°³

*Once again a New York Times bestseller! First the original edition, and now the new Final Edition*

An essential new edition¡ªrevised and updated from cover to cover¡ªof one of the most important books of the last two decades, by Nobel Prize winner Richard H. Thaler and Cass R. Sunstein

More than 2 million copies sold

Since the original publication of Nudge more than a decade ago, the title has entered the vocabulary of businesspeople, policy makers, engaged citizens, and consumers everywhere. The book has given rise to more than 400 ¡°nudge units¡± in governments around the world and countless groups of behavioral scientists in every part of the economy. It has taught us how to use thoughtful ¡°choice architecture¡±¡ªa concept the authors invented¡ªto help us make better decisions for ourselves, our families, and our society.

Now, the authors have rewritten the book from cover to cover, making use of their experiences in and out of government over the past dozen years as well as an explosion of new research in numerous academic disciplines. To commit themselves to never undertaking this daunting task again, they are calling this the ¡°final edition.¡± It offers a wealth of new insights, for both its avowed fans and newcomers to the field, about a wide variety of issues that we face in our daily lives¡ªCOVID-19, health, personal finance, retirement savings, credit card debt, home mortgages, medical care, organ donation, climate change, and ¡°sludge¡± (paperwork and other nuisances we don¡¯t want, and that keep us from getting what we do want)¡ªall while honoring one of the cardinal rules of nudging: make it fun!

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